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Small Business Insurance

No matter what size business you operate, you need quality insurance protection. Your agent can help make sure you have the right coverage to meet the unique needs of your business. Business owners policies start with property and liability coverages and have the flexibility to add options based on the specific needs of your small business. Questions? Contact an independent agent today to discuss what types of insurance coverage is right for your business. Signaure Series programs: The Westfield Signature Series® extends our basic insurance protection to include specialized insurance for niche market businesses. Each program has been designed around the specific needs of small businesses within that industry. Contractors Insurance:Westfield’s Contractor’s Package Policy provides property and liability coverage in one convenient, affordable policy that can be tailored with optional additional coverages to fit the insurance needs of a variety of contractors. Our new SBA contractors microsite is dedicated to helping small contractors better manage their business. Although the new site specifically targets electrician plumber and HVAC contractors, it includes business solutions that benefit all small business owners. We thank our business insurance customers with discounts on personal insurance. Learn more about the Westfield discount for the Wespak Estate home and car insurance policy. Contact an independent agent to learn more about a small business insurance plan.
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Simple English

A small business, sometimes called a mom and pop store by some in the United States, is a business that is privately owned and operated. Whether or not the law says that a business is “Small” is different in different countries and industries. The Australian Fair Work Act 2009 says that a small business is a business with less than 15 employees. In the European Union, to be called “Small”, a business must have fewer than 50 employees. In the United States, a business must have fewer than 500 employees to qualify for some Small Business Administration programs. Independence is another good thing about owning a small business. Being able to operate by themselves is a good thing for small business owners. Small business owners can make their own decisions about what they want to do with their company. Many organizations in the United States also give help to small businesses, such as the Internal Revenue Service’s Small Business and Self-Employed One-Stop Resource. Small businesses often face a lot of problems because of their size. In the United States, some of the largest concerns of small business owners are insurance costs, high energy costs and taxes. Another problem for several small businesses is the fact that much larger businesses can influence their chances for success.
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Services for Small Business

Reduce downtime with fast, expert technical support and flexible hardware coverage. Cisco Services improve network availability and help you get the most value from your Cisco products. Plus, your IT staff gets anytime access to Cisco engineers. Service plans for your Cisco Small Business products provide more support than a product warranty. A warranty protects you against product defects, but more than 80 percent of support calls are unrelated to faulty materials or manufacturing. Most callers ask about product features, technical issues, or how to expand their networks. Cisco offers an unlimited number of calls and no restrictions on call duration, so you can get the help you need, and the most from your Cisco product. Cisco offers additional services so that resellers and partners can keep your network running smoothly. Your Cisco partner can help you select a service that best suits the needs of your business. More than 6000 resellers rated Cisco the CRN Channel Champion in small and medium-sized businesses networking four years in a row. Once a service plan is purchased, you can access these services by registering your service plan with your product’s serial number. For help registering your service, contact your partner or the Small Business Support Center.
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